Get Me to ZERO: Use the 2022 I.R.S. Tax Code to Pay as Little as ZERO Income Taxes During Retirement and Have a Better Life

We have been so hardwired to believe that the best and only way to save for retirement is through traditional IRAs or employer-sponsored retirement plans. The problem that many retirees face who have amassed a sizable portion of their nest egg in these vehicles is the unanticipated shock to the system when realizing that the taxes they must pay on these distributions during retirement is like the gift that keeps on giving in terms of the ripple effect it often causes, such as taxes on Social Security benefits and higher Medicare premiums to name a few. The old rule of "defer, deduct, and delay" is one that should be re-examined if you are in the camp of believers that tax rates will rise and could compromise the net amount you withdraw during retirement. . The author outlines 7 thought provoking and often unknown strategies that can help reduce or, for some, eliminate tax draw on the assets we work so hard to accumulate. The strategies can be as simple as incorporating the Roth IRA into your retirement planning arsenal to leveraging the often overlooked benefits of a Tax Advantaged Life Insurance Contract (TALIC) as the author refers to it among other useful strategies to get you to the retirement you want and deserve. Written in an easy to understand manner with a lot of examples to illustrate the concepts, this book is thought provoking and definitely worth the read!

This book has good info. It is a bit of a sales pitch for his own practice, but it’s not heavy handed, and he dispenses very good technical data. So, it’s worth the read. Tax-free retirement is compelling, and the strategies herein seem like they can be pretty powerful. I also think he’s pretty fair in describing the different strategies and each one’s merit. There’s no magical one size fits all recommendation.My complaint is the number of typos in the book that slowed me down and distracted me from the examples and data. Further, I think the examples would have been more powerful by using some charts and tables to show side by side comparisons of before and after snapshots rather than just long paragraphs. Might be just me.

Good strategies in this book. Instituted most and am looking to plan with this company! Looking forward to speaking with them.

Mark talks about ways to pay the least amount of taxes in retirement. The strategy is best for the wealthy and people with time until retirement. An investor would need to determine if paying for an IUL, costs and fees, would be better than other investments and taxes latter.

For many years I have been assisting my clients in developing strategies to minimize taxes. Knowledge and education is a very important part of the process for an individual in order to make very important financial decisions that are based upon logic and rational thinking, not emotion. "Get Me to ZERO' provides the financial and tax recipe that clearly identifies a formula to follow to protect your money from paying your unfair share in taxes. Understanding how the tax code works and learning about which investments or financial products are best suited to optimize tax savings is very important. I have been teaching this planning approach for many years and use Mark's book as an educational tool to provide clarity in how to structure this tax minimization strategy. To become tax efficient entails integrating the code tax, that benefits you, with the optimum financial tools that are best suited for your goals and objectives. This book will provide a better awareness of how to think outside the box of conventional and traditional planning, that typically falls short with forward looking tax savings strategies. Reading this book will expand your body of knowledge to design a tax strategy to follow today so your retirement resources are subject to the least amount of taxes in the future.

I must have purchased every bit of literature on getting the most out of social security. I've put in hours and hours and hours of reading. Even more hours and hours of fretting. I wish I'd known about Mark Orr before I'd squandered my time, money, and sense of ease. To save others the torture, I'm recommending Mark Orr's 2 books on retirement, period. All the info you'll need, well written, and easy to understand and feel good about. I wish I'd known to get these 2 books and enjoy your retirement with confidence. Mark Orr for president!

Good info, not a fan of the life insurance sales this book promotes. But if you ignore the sales pitch you get great info beyond the sales. I wont be calling mark anytime soon for a retirement life ‘makeover’ since I don’t need that kind of advice. But if you read between the lines I think most of us could benefit from some of his advice. Like the left wants us to vote for joe Biden because he’s not trump I wont give this book 5 stars because it isn’t great.

I have read many books on this subject and from a variety of authors. Many are good but only a few are excellent, this book is excellent! Mark has his booked laid out in an exceptional manner, using examples and powerful scenarios in helping the reader understand how to "Get Me to Zero" or as close a possible. We have a duty to fulfill our civic responsibilities with one being, "Paying Taxes", but as quoted in the book. "Anyone may arrange his affairs so that his taxes shall be as low as possible" Judge Learned Hand. Mark shares some great tools/products in helping individuals accomplish this goal while staying within the legal lanes per IRS code.Read today! You will not regret it!