Does this unit come with the100 AMP main breaker? Thanks

Yes it has main 100, 2-2 pole 30 amp, and 3-1 pole 20 amp breakers

Ground bar...yes or no? Description says "Includes a fully distributed neutral bar" however I see comments from purchasers that are contrary.

There is no separate ground bar. If it is used as a primary panel, there is a screw included that you can use to ground the neutral bars to the panel, and you can connect your ground wires to the neutral bars. If it is used a a secondary panel (ex. in a garage) you need to buy a ground bar, because the neutral and ground need to be separate.

After installing all circuit breakers there are 2 rows of unused pop outs at bottom, but nothing behind to attach more breakers... what is purpose?

Probably fits anouther panel with more breakers

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Schneider Electric Square D - HOM2448M100PCVP Homeline Load Center with Cover, 100-Amp Convertible Main Breaker, 1-Phase, 24-Space, 48-Circuit, Indoor - Value Pack Plug-on Neutral Ready

Product ID: 451374541

Details

AC adapter current
100 Amps
Brand
Schneider
Material
Aluminum
Number of circuits
48
Product dimensions
66.3L x 9.5W x

⚡100-Amp main breaker power

🔌48-circuit capacity

🛠️Plug-on neutral ready

Description

⚡ Empower your space with Schneider Electric’s smart load center!

48 CIRCUIT CAPACITY - Maximize your electrical layout with 24 spaces and 48 circuits
PLUG ON NEUTRAL READY - Seamless installation with Homeline arc fault breakers
VERSATILE BREAKER COMPATIBILITY - Supports full-size, tandem, and quad breakers for ultimate flexibility
POWER PACKED 100 AMP MAIN BREAKER - Robust energy control for your home or office
BUILT FOR FAST EFFICIENT INSTALLATION - Engineered to save wiring time and effort for pros and DIYers alike

The Schneider Electric Square D HOM2448M100PCVP is a UL-listed indoor load center featuring a 100-Amp convertible main breaker, 24 spaces supporting up to 48 circuits, and a fully distributed neutral bar designed for plug-on neutral breakers. Engineered for fast installation and wire savings, it offers versatile breaker compatibility and includes a selection of breakers and cover, making it a top choice for contractors, remodelers, and homeowners seeking reliable, professional-grade power distribution.

Specifications

ASIN	B00N01TMQE
Best Sellers Rank	#237,882 in Tools & Home Improvement ( See Top 100 in Tools & Home Improvement ) #95 in Circuit Breaker Panels
Brand Name	Schneider Electric
Customer Reviews	4.7 4.7 out of 5 stars (1,096)
Global Trade Identification Number	00785901977278
Item Dimensions L x W x H	66.3L x 9.5W x 66.3H centimeters
Item Weight	0.01 Ounces
Manufacturer	Square D by Schneider Electric
Material Type	Aluminum
Maximum Current	100 Amps
Model	HOM2448M100PCVP
Number Of Circuits	48
Number of Items	1
Part Number	HOM2448M100PCVP
Phase Type	Single Phase
UPC	785901977278
Unit Count	1 Count

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