---
product_id: 14704843
title: "King William's Tontine: Why the Retirement Annuity of the Future Should Resemble its Past (Cambridge Studies in Comparative Politics (Hardcover))"
brand: "moshe a. milevsky"
price: "$185.41"
currency: USD
in_stock: true
reviews_count: 7
url: https://www.desertcart.us/products/14704843-king-williams-tontine-why-the-retirement-annuity-of-the-future
store_origin: US
region: United States of America
---

# King William's Tontine: Why the Retirement Annuity of the Future Should Resemble its Past (Cambridge Studies in Comparative Politics (Hardcover))

**Brand:** moshe a. milevsky
**Price:** $185.41
**Availability:** ✅ In Stock

## Quick Answers

- **What is this?** King William's Tontine: Why the Retirement Annuity of the Future Should Resemble its Past (Cambridge Studies in Comparative Politics (Hardcover)) by moshe a. milevsky
- **How much does it cost?** $185.41 with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.us](https://www.desertcart.us/products/14704843-king-williams-tontine-why-the-retirement-annuity-of-the-future)

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- moshe a. milevsky enthusiasts

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## Description

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## Customer Reviews

### ⭐⭐⭐⭐⭐ 5.0 out of 5 stars







  
  
    Life Insurance Industry - Shot Across The Bow!
  

*by G***P on Reviewed in the United States on May 19, 2015*

Moshe A. Milevsky, in a life insurance industry - shot across the bow, makes yet another ground breaking appeal since his landmark 2004 white paper on Advanced Life Delayed Annuities (ALDA) that set the tone for the deferred income annuity (DIA) products we have today.  The book re-evaluates how we think about lifetime income and what might make sense when it comes to “sharing” longevity risk among the various age classes of our society.Milevsky makes an argument for re-emergence of “tontine thinking”.  A tontine is a pure longevity risk sharing arrangement between participants not dependent on current insurance carrier lifetime annuity pricing proclivities.  In this more transparent arrangement, mortality credits are actually shared with participants only after they are earned.  Because there are no guarantees or reserving, but just a private arrangement, a tontine does not fall under insurance company auspices.  Theoretically, any financial services industry participant could establish a tontine type arrangement to share longevity risk.Look out life insurance industry!  The “boys with cigars” behind closed doors are already discussing inexpensive and other mortality risk sharing arrangements.  The re-emergence of a public and re-popularized tontine type arrangement might be the greatest retirement income financing mechanism come back since Lazarus!Anyone interested in the advancement of lifetime retirement income financing thought should get this book!

### ⭐⭐⭐⭐⭐ 5.0 out of 5 stars







  
  
    High end research
  

*by M***R on Reviewed in the United States on March 20, 2022*

The best piece of material on Tontines written in a clear and flat language (not technical). One of the best researches among with Hellewege’s volumes by Duncker and Humblodt. NOT only for scholars.

### ⭐⭐⭐⭐⭐ 5.0 out of 5 stars







  
  
    Informative and entertaining
  

*by L***K on Reviewed in the United States on December 28, 2021*

Highly recommended for those interested in the problem of providing lifetime income in retirement in the era of defined contribution (e.g., 401(k)) plans.  No insurance company needed!  Great history lesson, too.

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*Product available on Desertcart United States of America*
*Store origin: US*
*Last updated: 2026-03-09*