---
product_id: 1308790
title: "12C Platinum Financial Calculator – 130+ Functions for Business, Finance & Accounting – RPN Desktop Calculator with Undo Key, 30 Cash Flows, CFA & CFP Exam Approved – Includes Case + Cleaning Cloth"
brand: "hp"
price: "$178.90"
currency: USD
in_stock: true
reviews_count: 13
category: "Hp"
url: https://www.desertcart.us/products/1308790-12c-platinum-financial-calculator-130-functions-for-business-finance-accounting
store_origin: US
region: United States of America
---

# Exam-approved for CFA, CFP & FRM 130+ advanced financial functions RPN & Algebraic entry with Undo key 12C Platinum Financial Calculator – 130+ Functions for Business, Finance & Accounting – RPN Desktop Calculator with Undo Key, 30 Cash Flows, CFA & CFP Exam Approved – Includes Case + Cleaning Cloth

**Brand:** hp
**Price:** $178.90
**Availability:** ✅ In Stock

## Summary

> 💡 Elevate your finance game with the ultimate pro’s calculator—because precision is power.

## Quick Answers

- **What is this?** 12C Platinum Financial Calculator – 130+ Functions for Business, Finance & Accounting – RPN Desktop Calculator with Undo Key, 30 Cash Flows, CFA & CFP Exam Approved – Includes Case + Cleaning Cloth by hp
- **How much does it cost?** $178.90 with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.us](https://www.desertcart.us/products/1308790-12c-platinum-financial-calculator-130-functions-for-business-finance-accounting)

## Best For

- hp enthusiasts

## Why This Product

- Trusted hp brand quality
- Free international shipping included
- Worldwide delivery with tracking
- 15-day hassle-free returns

## Key Features

- • **Sleek, Portable & Ready to Use:** Includes protective case, cleaning cloth, and pre-installed battery—carry confidence and style to every meeting or exam.
- • **Exam-Ready & Professional Grade:** Approved for CFA, CFP, and GARP FRM exams—trusted by finance pros worldwide to ace critical certifications.
- • **Master Complex Finance Calculations:** 130+ built-in functions for loans, IRR, NPV, bonds & more—power your financial decisions with precision.
- • **Robust Memory for Cash Flow Analysis:** Store up to 30 cash flows to effortlessly manage complex investment projects and real estate deals.
- • **Dual Input Modes for Maximum Flexibility:** Switch seamlessly between Reverse Polish Notation and Algebraic entry to match your workflow and boost efficiency.

## Overview

The HP 12C Platinum Financial Calculator is a professional-grade desktop calculator featuring over 130 advanced financial, business, and statistical functions. It supports both RPN and algebraic entry modes, includes an Undo key for error correction, and can store up to 30 cash flows for detailed investment analysis. Approved for CFA, CFP, and FRM exams, it comes with a protective case, cleaning cloth, and pre-installed battery, making it a trusted, portable tool for finance professionals and exam candidates alike.

## Description

desertcart.com The HP 12C Platinum Edition is a fast and powerful calculator designed for educators, businessmen, or anyone who needs a reliable tool to handle mathematical and/or financial calculations. With a 400 step memory capacity, the 12C can handle even the most complex computations. For 25 years, the 12C has proven its reputation as the ultimate pocket-size calculator for financial use. The HP 12C Platinum is a faster, enhanced version of the industry-leading 12C, and is designed for the financial professional who demands more options. Its long battery life and small size make it easy to take with you anywhere, and its elegant black and silver design, and engravable metal plate on the back give it a modern, stylish appearance. The 12C Platinum is a powerful tool capable of handling the most complex and detailed analysis and problem solving. With over 130 built-in functions for business, finance, mathematics and statistics including date calculations, this calculator offers fast and reliable programming, finance, and statistical analysis options. With the 12C, you'll enjoy the flexibility of both RPN (Reverse Polish Notation) and algebraic modes of entry, the speed of its processor, and the increased memory capacity.Precision Business and Finance Features Ideal for real estate, finance, accounting, economics and business work, this calculator also helps you perform several key functions that allow you to make financial predictions, balance your budget, or calculate percentages of appreciation or depreciation for mortgages, loans, and savings accounts. Advanced editing features like the new "Undo" and "Backspace" buttons ensure precise calculations, while six times faster speeds for calculating TVM, loan payments, and interest rates help you gather and analyze important data in minutes. You can also pinpoint trends by performing cumulative statistical analysis, standard deviation, mean, weighted mean, and linear regression.Memory For Up to 30 Cash Flows The 12C offers several modes and an easy-to-use layout for a wide range of practical applications. For example, perform TVM (Time Value of Money) functions like calculating mortgage/loan payments. Or perform NPV (Net Present Value) and IRR (Internal Rate of Return) computations to help determine whether or not to undertake a particular investment project. With memory for up to 30 cash flows, it's a snap to manage a series of complex projects. For additional convenience, the 12C is also permitted for use on the CFP and CFA Certification Exams, and the GARP FRM Exam.What's in the Box 12C financial calculator, battery, and user's manual. Product Description This special 25th anniversary collector's edition of HP's 12c Platinum calculator is a natural for real estate, finance, accounting, economics, and business calculations. It features the HP 12c Platinum standard edition's 130+ built-in functions and memory for 80 cash flows, complemented by a black and silver body, engravable metal plate on the back, and embossed leather pouch

Review: Get this for your exam - I am not ashamed to admit that one of the primary reasons that I prefer this calculator - really the HP 12c series in general - to the alternatives is the fact that it looks like an instrument designed for professional use, as opposed to what one might find in an eighth grade science class. Of course, there are plenty of other reasons that this calculator is king. I used the HP 10bII Financial Calculator for years, and was quite content. It was only after I signed up to sit for one of my industry's designation exams that I realized the poor old 10bII was not an approved model. My options were the Texas Instruments BA II Plus Financial Calculator and the HP 12c. Due to my aforementioned desire to avoid looking like I was using the same calculator I owned in grade school, I went with the 12c Platinum. While I was initially frustrated by the calculator's use of Reverse Polish Notation (RPN) - which can be switched to an Algebraic mode on the Platinum model - I have come to appreciate the much more efficient RPN. I realize that time is rarely of the value that it is in a test taking environment. However, if you are considering this calculator for an exam, I can assure you that it will save you time which, when it comes down to it, will probably be much more valuable to you than the $40 price differential between the BA II and the 12c. Even outside of the exam room, if numbers and calculations are your business, it just makes life a little easier. The manual that accompanies the calculator is great. It provides everything that one needs to understand the full operating capacity of the calculator, as well as some helpful walk-through examples. I do wish that it was a physical manual instead of a CD. Not a huge drawback, though. Again, if you are purchasing this calculator for an exam, it will be well worth the effort to spend some time perusing the manual to determine which functions and shortcuts will make your life easier. Believe me when I say that, if used properly, some of the ignored functions of the 12c can be a real boon in certain situations. I do have to say that I have had an opportunity to handle a 12c from what was probably 20 years ago. It did feel like it was of a higher build quality than the 12c Platinum that I recently purchased. It is unfortunate that the new calculators do not possess that same feel, but the reality is that even the new 12c series calculators are, in my opinion, of a higher quality than their peers. Not as good as they were, perhaps; but still the best currently available. Do yourself a favor and get this calculator. I honestly do not believe that you will regret it.
Review: Same quality a more reasonable price. - I have previously HP12C Financial Calculators since my days in the early 1980s when I was working on my MBA. I continued to used HP calculator through my profession Al career. I recently purchased the new HP 12CP calculator (my 3rd HP 12C in 47 years) to use in retirement since my company provided HP 12C was showing its age.

## Features

- HP 12C PLATINUM: FOR FINANCE PROFESSIONALS – Designed for advanced users in banking, investing, and corporate finance. The HP 12C Platinum finance calculator is ideal for pros who require precision, flexibility, and the ability to handle more complex financial modeling.
- 130+ FUNCTIONS FOR ADVANCED ANALYSIS – Calculate loan payments, interest rates, bond prices, amortization, depreciation, IRR, NPV, and more with this large calculator. The 12CP's expanded functionality supports more in-depth business analysis and financial decision-making.
- RPN OR ALGEBRAIC ENTRY + UNDO KEY – Choose between Reverse Polish Notation or standard algebraic logic. Includes both Undo and Backspace keys. This RPN calculator is perfect for a mortgage payment calculator, accounting calculator, business calculator, or real estate calculator for desktop.
- 30 CASH FLOWS + EXAM APPROVED – Store up to 30 cash flows for internal rate of return and net present value calculations. This desk calculator is approved for use on CFP, CFA, and GARP FRM exams. Part of HP’s trusted lineup of exam-ready financial calculators used by professionals for decades.
- INCLUDES CLEANING CLOTH, CASE & BATTERIES – Slim and easy to store on any desk or workspace. Comes with a protective case, cleaning cloth, and pre-installed batteries so you can start using it right away. Suitable for office use, meetings, exam prep, or daily financial work.

## Technical Specifications

| Specification | Value |
|---------------|-------|
| ASIN | B000FVNX2Q |
| Best Sellers Rank | #5,810 in Office Products ( See Top 100 in Office Products ) #2 in Financial & Business Office Calculators |
| Brand | HP |
| Built-In Media | Calculator |
| Calculator Type | Financial |
| Color | HP 12CP - Black Face |
| Customer Reviews | 4.6 out of 5 stars 3,233 Reviews |
| Display Type | LCD |
| Enclosure Material | Plastic |
| Global Trade Identification Number | 00882780469709, 08595179500243 |
| Item Dimensions L x W | 6"L x 3"W |
| Item Type Name | HP12C Finance Calculator |
| Item Weight | 159 Grams |
| Manufacturer | Hewlett Packard Office |
| Mfr Part Number | F2231AA#B12 |
| Model Name | packard |
| Model Number | HP12CPLAT |
| Number of Batteries | 1 CR123A batteries required. (included) |
| Power Source | Battery Powered |
| Screen Size | 1 |
| UPC | 778888326221 808736931281 640034523238 883585518081 882780469730 |
| Unit Count | 1.0 Count |
| Warranty Description | 90 days |

## Product Details

- **Brand:** HP
- **Calculator Type:** Financial
- **Color:** HP 12CP - Black Face
- **Power Source:** Battery Powered
- **Screen Size:** 1

## Images

![12C Platinum Financial Calculator – 130+ Functions for Business, Finance & Accounting – RPN Desktop Calculator with Undo Key, 30 Cash Flows, CFA & CFP Exam Approved – Includes Case + Cleaning Cloth - Image 1](https://m.media-amazon.com/images/I/910IbZx8QRL.jpg)

## Available Options

This product comes in different **Size** options.

## Questions & Answers

**Q: Where was the calculator built? 12C's built in the US seem to have much better build quality and reliability than the ones built in China.**
A: The 12C that I have has the letters "CHN 700****" on a tab located on the back of the calculator.  I assume that means China.  Regardless, I bought this calculator in 2005 and have literally used it multiple times everyday...probably 10,000 times.   It continues to work perfectly.

**Q: Why is the packaging in spanish? my order arrived today and i want an english version.**
A: English Manuals: https://support.hp.com/us-en/product/hp-12c-platinum-financial-calculator/384706/manuals
I found these, that should help. Quick Start Guide: http://h10032.www1.hp.com/ctg/Manual/c01798099.pdf
Hopefully that helps!!

**Q: Does this product come with the carrying case?**
A: Yes. A nice semi-hard case with a spot for business card

**Q: Does this one have a Black keyboard background or a silver one on what is delivered by Amazon?**
A: The HP 12CP is the Platnium edition - (that's what the P stands for). The shipped product looks exactly as it is displayed on the product page. Except for the buttons and the silver panel on the top 3rd of the calculator (around the display) the background is black. I have mine in my hand right now and it looks identical to the picture you see on the product page.

## Customer Reviews

### ⭐⭐⭐⭐⭐ Get this for your exam
*by S***O on February 7, 2014*

I am not ashamed to admit that one of the primary reasons that I prefer this calculator - really the HP 12c series in general - to the alternatives is the fact that it looks like an instrument designed for professional use, as opposed to what one might find in an eighth grade science class. Of course, there are plenty of other reasons that this calculator is king. I used the HP 10bII Financial Calculator for years, and was quite content. It was only after I signed up to sit for one of my industry's designation exams that I realized the poor old 10bII was not an approved model. My options were the Texas Instruments BA II Plus Financial Calculator and the HP 12c. Due to my aforementioned desire to avoid looking like I was using the same calculator I owned in grade school, I went with the 12c Platinum. While I was initially frustrated by the calculator's use of Reverse Polish Notation (RPN) - which can be switched to an Algebraic mode on the Platinum model - I have come to appreciate the much more efficient RPN. I realize that time is rarely of the value that it is in a test taking environment. However, if you are considering this calculator for an exam, I can assure you that it will save you time which, when it comes down to it, will probably be much more valuable to you than the $40 price differential between the BA II and the 12c. Even outside of the exam room, if numbers and calculations are your business, it just makes life a little easier. The manual that accompanies the calculator is great. It provides everything that one needs to understand the full operating capacity of the calculator, as well as some helpful walk-through examples. I do wish that it was a physical manual instead of a CD. Not a huge drawback, though. Again, if you are purchasing this calculator for an exam, it will be well worth the effort to spend some time perusing the manual to determine which functions and shortcuts will make your life easier. Believe me when I say that, if used properly, some of the ignored functions of the 12c can be a real boon in certain situations. I do have to say that I have had an opportunity to handle a 12c from what was probably 20 years ago. It did feel like it was of a higher build quality than the 12c Platinum that I recently purchased. It is unfortunate that the new calculators do not possess that same feel, but the reality is that even the new 12c series calculators are, in my opinion, of a higher quality than their peers. Not as good as they were, perhaps; but still the best currently available. Do yourself a favor and get this calculator. I honestly do not believe that you will regret it.

### ⭐⭐⭐⭐⭐ Same quality a more reasonable price.
*by R***K on June 10, 2026*

I have previously HP12C Financial Calculators since my days in the early 1980s when I was working on my MBA. I continued to used HP calculator through my profession Al career. I recently purchased the new HP 12CP calculator (my 3rd HP 12C in 47 years) to use in retirement since my company provided HP 12C was showing its age.

### ⭐⭐⭐⭐⭐ Great financial calculator. Must-have in commercial finance industry.
*by H***I on November 17, 2025*

Great financial calculator. I've been using the HP 10BII for 20+ years in the commercial finance industry. I use this calculator daily. I'm sure it has many functions that I don't need, but its a must-have for quick amortization and calculating monthly payments of a set term length using a given interest rate. Just bought a new one as my old was 20+ years old and somewhat beat-up. The newer version has crisp/dark lettering on the screen and easy to read which I like vs the old one. Bought a separate case for it since while this does come with a case, its a tight leather case and not easy to pull out the calculator for easy use while on the phone (I prefer a hard case with snap enclosure or zip up). Other than that its a great calculator and will be used for many years to come in my line of work.

## Frequently Bought Together

- HP 12CP Financial Calculator
- JINMEI Hard EVA Carrying Case Compatible with HP 12C/HP 12CP Financial Calculator Storage case
- HP 12C Financial Calculator - Black/Gold

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*Product available on Desertcart United States of America*
*Store origin: US*
*Last updated: 2026-07-04*